Sure, as far as I understand from that table the maximum fee FDIC charges is $1 for every $200 on deposit, which if we're expecting it to act like full insurance means they're expecting that these riskiest banks won't fail more often than every 200 years on average, which doesn't come anywhere close to how risky these banks actually are.

I’m lost. How does $200 translate into 200 years?

The fees are assessed quarterly. And they change. They go up and down depending on the fund’s needs, credit cycles, etc.