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Tell me, when is the last time you went to the grocery store and they accepted a bank reserve? Bank reserves are useless.

https://en.wikipedia.org/wiki/Eurodollar



People downvoting you are clueless. Different assets have different moneyness depending on how they can be used. A credit card limit is more moneylike than bank reserves are.


Saying that "bank reserves are useless" is clueless. This bank needs liquidity and borrowing from the Fed would provide it.




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