They, speaking of the hosts, do not make anythong from deposits, I am working in finance, rest assured the reason is a different, much more nefarious one.
They want to charge you for potential damages, done by you or not, as well as wear and tear.
Never, ever put a deposit for them, not even by credit card.
And if you pay for the stay, always , always use a credit card, not a debit card.
That way, you can pull the chargeback trigger on them.
A chargeback is their worst nightmare, trust me, it can have so many implications and hurt airbnb so badly if they are subject to chargebacks.
Not in my experience. The network carrying the transaction may still be mastercard or visa in most cases and a chargeback is just debiting the merchants account for the amount.
They want to charge you for potential damages, done by you or not, as well as wear and tear.
Never, ever put a deposit for them, not even by credit card.
And if you pay for the stay, always , always use a credit card, not a debit card. That way, you can pull the chargeback trigger on them.
A chargeback is their worst nightmare, trust me, it can have so many implications and hurt airbnb so badly if they are subject to chargebacks.