Here in the Netherlands, I guess that my risk for getting involved in an accident, is not any higher than walking and other forms of transportation. I am not using an e-bike and I usually bike at a speed of about 15km/h. I do not use a racing bike, but a bike where you sit in an upright position allowing you to look around easily. I also take care of using routes that are safe. Here in the Netherlands, where are more bikes than cars, and biking is an important means of transportation for daily commutes and doing shoppings. We have good infrastructures for bikes.