> I don't know what they do beyond cancelling accounts.
Unless they've got sophisticated with payment URLs, I don't think they couldn't do that on this alone. These kinds of spams would quickly become a DOS attack on other people's accounts, and some spammers could even be planning to get a refund from a wallet holder they only presume to be gullible.
Q: Who should file a complaint with the Internet Crime Complaint Center (IC3)?
You may file a complaint with the IC3 if you believe you have been the victim of an Internet crime or if you want to file on behalf of another person you believe has been such a victim.
Since I haven't been a victim, I don't think I can make a report.
Is this any better these days? I got scammed by someone out of $1600 and I knew their name and address, FBI never even bothered to respond. It’s been 15 years.