Not C++ specific, but the example given - a default case that is not expected to ever be hit - is a "cover all bases" thing, to avoid undefined behaviour. Without the default case, what should happen? In the example given, it would just do nothing, but it would do so silently, which could lead to hours of developer time wasted trying to figure out why it doesn't do anything.
But I can imagine other use cases that are like "this is not supposed to happen" that can cause major issues like buffer overflows. Better to be more defensive and write code that basically says you are aware of code that shouldn't be reachable.
> Wouldn't it be safer just to trigger a panic or something?
Tradeoffs. The panic can result in a lot of code generation which in turn makes the reachable paths slower. Sure we are talking nanoseconds, but this is C++, if performance isn't important you shouldn't be using C++.
But I can imagine other use cases that are like "this is not supposed to happen" that can cause major issues like buffer overflows. Better to be more defensive and write code that basically says you are aware of code that shouldn't be reachable.