I'm self taught, spent 4 months entirely on my own going through freeCodeCamp and The Odin Project. My tip - only do it if you enjoy it, there's plenty other professions out there with a better ROI on time invested.
There really is no better profession in terms of ROI.
No matter your background If you spend a year doing codeforces/leetcode you can get a job that pays $200k. Of course you also have to have some talent at that kind of thing but in almost every other field you'd need years of training and degrees to get salary
You will be surprised. Lot of small business owners doing service based work make over 200K. Not all require professional certifications. And yes, not all developers make 200k easily.
Yes, the European market is quite different from the American one, and even in the US it can vary a lot depending on region, industry, the size of the company, etc.