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The EU PayPal entity seems to be PayPal (Europe) S.à.r.l. et Cie, S.C.A. Attention: Legal Department, 22-24 Boulevard Royal, L-2449 Luxembourg.

Legal claims fall under the Luxembourgish laws. I'm not seeing any language in the Dutch terms of service that mention any arbitrage.

Another thing to note is that the European branch of PayPal actually has a banking license. The Dutch national bank lists the permits (though the registration was done in Luxembourg, obviously): https://www.dnb.nl/en/public-register/information-detail/?re...

It looks like the 2007 basic banking license was extended around 2018.




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