Interesting. I use an app called JamDoughnut [1] and I can top up through Google Pay or from my bank. I tried the other day to do it from my bank and it then opened a modal asking me which bank I'm with. I selected Starling and then my Starling app opened asking if it would be OK to share information with Jam Doughnut and send a payment to them.
As this was allowing me to use any bank (not just Starling), I assumed that it must be using Open Banking. Is there some other API out there that would allow them to take payment from any bank? I guess its possible that if I selected a different bank then it would just come up with a message like 'coming soon...'. But it seems surprising that they'd implement for Starling which is one of the smaller banks and not the others.
Interesting. I use an app called JamDoughnut [1] and I can top up through Google Pay or from my bank. I tried the other day to do it from my bank and it then opened a modal asking me which bank I'm with. I selected Starling and then my Starling app opened asking if it would be OK to share information with Jam Doughnut and send a payment to them.
As this was allowing me to use any bank (not just Starling), I assumed that it must be using Open Banking. Is there some other API out there that would allow them to take payment from any bank? I guess its possible that if I selected a different bank then it would just come up with a message like 'coming soon...'. But it seems surprising that they'd implement for Starling which is one of the smaller banks and not the others.
1. https://jamdoughnut.com/