While a lot of people lost money during the banking crisis a lot of people were unaffected. The current inflation crisis means the bottom quartile will probably start to go hungry and be unable to afford to heat their homes. It's not like those people were saving 20-30% of their income 2 years ago and they're now spending 20% of their income on heating and their groceries got 20% more expensive and fuel (for driving) increased by 50-100%.