"if you lose your job then you're really taken care of" only if you've paid into insurance: to get taken care of you need to pay into both an a-kassa and an inkomstförsäkring. Ie, two insurances. The money you get from the government is usually capped, and capped low (considering all salaries in Sweden).
Also, remember the ISK accounts. By paying 0.375% on your account assets annually, you don't pay any capital gains tax. This is imo a big enabler for the "common person" to build up capital.
Your source (tax foundation) is incorrect in the way I mentioned, it takes "top personal income tax" as its only metric without consideration about where that tax rate begins to be applied.
It's also completely wrong about Denmark, where the top tax rate is actually capped at 52.07%
> Altogether, the marginal tax rate cannot exceed 52.07%
My source for the tax income: https://taxfoundation.org/top-personal-income-tax-rates-euro... note, it's the marginal tax rate, ie, what a person with a top salary would pay.
Also, remember the ISK accounts. By paying 0.375% on your account assets annually, you don't pay any capital gains tax. This is imo a big enabler for the "common person" to build up capital.