I've really gotten into self driving the past couple years. Watched every video I can find on it. Got a Toyota Rav 4 bought a Comma 2 then later a Comma 3. Really enjoy Comma AI as a product on the highway and some in town. That being said, self driving in city streets is a problem that literally doesn't exist. On highway you can relax, mostly because the car is keeping a straight line and not much is happening. As soon as a car is negotiating stop signs, doing turns, etc it stops being fun and relaxing and starts becoming anxiety inducing.
The only thing that needs to be solved fully is highway with auto lane change. That's literally it. And the system needs to do eye tracking like Comma Ai. If your adaptive cruise control makes you put your hand on the wheel it's useless.
You're mostly right about long distance commuting/travel... but FSD in cities is needed for trucking/delivery/taxis to be fully automated. If you need to pay for a driver to drive then a lot of value is going to be left on the table still.
It's starting to look like we'll need general intelligence AI to solve self driving fully within cities. For trucking, let AI solve the long distance stuff, then have drivers drive the last few miles. I don't know if it would work but worth thinking about. That seems like a much closer thing than having AI negotiating an 18 wheeler through a city
The only thing that needs to be solved fully is highway with auto lane change. That's literally it. And the system needs to do eye tracking like Comma Ai. If your adaptive cruise control makes you put your hand on the wheel it's useless.