First, the vast majority of OB/Gyns practicing are employed by hospitals. The hospital covers the malpractice costs for the Ob/Gyns / any other physician's employed [1].
OB/Gyns are making $336k total comp on average in 2022 (including salary, bonus, and profit-sharing contributions) [2].
I am confused as to what your problem is? What exactly are you trying to articulate here? OB/Gyns are well compensated, and their insurance premiums are covered by the hospital. They are making above $300k/yr. :)
You claimed that the annual malpractice insurance cost for OB/GYNs comes to around $5k when the true value (according to your link) appears to be several times higher. This is orthogonal to whether OB/GYNs make enough money to cover premiums or whether the hospital covers those premiums.
OB/Gyns are making $336k total comp on average in 2022 (including salary, bonus, and profit-sharing contributions) [2].
[1] https://www.medscape.com/slideshow/2019-malprac-prem-rep-601...
[2] https://www.medscape.com/slideshow/2022-compensation-overvie...
I am confused as to what your problem is? What exactly are you trying to articulate here? OB/Gyns are well compensated, and their insurance premiums are covered by the hospital. They are making above $300k/yr. :)