it might be that you get punished despite trying to live properly as you claim in 2).

Punishment doesn't work in this context, since it's not a repeated game. Murder is punished because everyone has the chance to do murder - it's a "repeated" game. Destroying the environment isn't.

Destroying various environmental resources is completely a repeated game (for example, look at superfund sites).

If in the future it's decided that I made my money unethically and it needs to be redistributed, I guess I'm fine with that so long as the same standard is applied to everyone's money. I think it'll be close to a great reset, but whatever. I'm not thrilled by the idea, but it might have to happen.

Exploiting and destroying the commons is a repeated game.

Moreover the spoils of doing it once make it easier to do so again.

What possible reason is there not to take those spoils and return them to the commons from whence they were stolen?