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I started in Monero after the Canadian trucker thing. The government response was scary. In no particular order, threats that got me interested in privacy coins:

1) Able to donate money without it being blocked (examples: Wikileaks, eight-wing political activism).

2) No trace of activity that can be used against me (examples: WWII, looks like it might happen again in the near future, situation is tense post-COVID).

3) When the next recession hits, want to have protections against government haircuts (a la Cyprus or the bail in mechanisms that were prepared after 2008).

Cryptos fit quite neatly into a threat model where my government going rogue seems to be possible but unlikely. It makes a lot of sense to me to have $1-10k in Monero as a weird emergency fund/political tool. Dunno how it will work out, this isn't really territory that has been open before. If cryptos weather the next recession and hold >50% of their value then I'd start looking to put more serious money in.



> want to have protections against government haircuts

I feel like you may have been auto-incorrected there, but I can't work out what you may have been trying to type that got changed to "haircuts".


I typed what I meant to (unusually?). Haircut as in they go through accounts and trim the balance down by some %.

Although to be fair those sort of manoeuvres generally mean that a bank is going under, so a % loss can be a better outcome than losing everything. It depends.




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