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Not really. APIs cost money to develop, and people, and time. And many large banks don’t have robust engineering teams that can tackle new challenges or support a public api.

Small projects as you might imagine are measured in years, not days or months.

An API like you describe could take half a decade to build, at the cost of hundreds of millions of dollars. These are not fake numbers or estimates. This is what it would cost.

When you think big finance, think government.



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