You're in a place I'd like to get to: not being dependent on external sources for income. You're in a place most would want to get to I suppose (I'm ever so slightly older than you). How about reaping the reward instead of spending more time inside the loop? I can only speak for myself, but when I get to your position, I'll be taking a small backpack with my laptop and a spare T Shirt, and me and the Mrs will go travel the world without any plan beyond the first destination. What we'll need beyond that we can buy on the way. There is a whole planet out there waiting for you to see it, and you CAN do it.