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"It's all about pushing for revenue. Some newly invented fee that most customers don't know they're paying. Some new way of charging both sides of a transaction. More of something. Generating revenue from customer data, float, 3rd party deals... taking advantage of moat. FB would be really good at that."

I'm curious: do you have any awareness of the fact that there are very unethical actions suggested in what you are discussing here casually?



Banking 101. It's not pretty.


I haven't heard of any ethical issues in retail banking. What are they? Anyway, it's not usury if they eat breakfast with you.




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