It’s the same in Canada. I had to setup direct withdrawal for a strata (condo) fee by visiting my strata’s bank with a “blank cheque” (print out of a .png from my own bank’s website, trivially forged). The teller had already set up the monthly withdrawal before I reminded her she forgot to even check my ID!

It gets worse too - once I moved and wanted the withdrawals to stop, my own bank claimed there was no way they could stop them, only the withdrawing bank could cancel it. Of course I wasn’t a signer on the strata account as I was no longer a resident, so was completely reliant on them to stop.

Legacy features doesn’t even begin cover it. Those people that keep all their money under their mattress aren’t quite as insane as you might think.