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> scams, vaporware, fraud, waste, crime

In my country, this also describes the day to day situation. You can't trust doctors because they make up diagnoses, people pay taxes but it never shows up in infrastructure, schools or anywhere; daily alerts by banks warning against some new clever form of fraud, until recently there was a fair chance new banks would vanish with customer money (I still only trust a few reputable banks), actual family destroying pyramid schemes, ransoms attached to child kidnappings not data, politicians stealing from their constituents, police not trusted because of lack of transparency and corruption, bribes as a defacto tax.

The combination of high levels of poverty and lack of regulation is what leads to the proliferation of scams and dishonest behaviors. Poverty lowers the threshold of criminality, lack of regulation and lack of an enforced justice system enables its flourishing. Poverty also catalyzes more susceptible victims of such crimes.

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> only in the cryptocurrency debate do defenders have to offer up a disclaimer

Financial activity in crypto lacks regulation, which attracts predators, who create scams that attract the poor who are not necessarily gullible, just gambles from desperation.

> Android or iPhone

In Android vs iPhone or Windows vs Mac, people do argue about vulnerability to malware and the merits and demerits of locked down platforms.

I'd also argue your examples are not appropriate, they're more clashes of belief systems and less people freely interacting in market like scenarios. Consider that kickstarter is rife with vaporware, hype and scams. Scams, fraud and hacks in Roblox and Entropia. Crime, speculation and hacks in Habbo Hotel. Western financial systems discriminate against certain professions and citizens of entire countries due to some cost benefit calculations related to fraud.

If you have a system where money can exchange hands, you'll find psychopaths preying on the poor and careless. Oh and this isn't just poor countries and virtual markets, psychopaths preying on the poor and desperate also occurs for developed countries too (you just give them fancy names like debt bubbles and mortgage crises).



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