This does exist. Most brick-and-mortar banks today have the option to make your bank accounts read-only from the internet. I've done this with most of my accounts. To move money around I have to walk into the bank and show ID. For higher value accounts one can even add more restrictions like requiring signature and ID from two people at the same time. Beyond that and less related to this topic one might also look into setting up named trust accounts for additional legal protections of ones life savings.

On a semi-related note some banks also have the option to limit your debit/credit cards to the country you reside in. If you do not see the option ask a banker what options are available to protect your accounts, cards, etc...

For financial institutions that are not local to you there are sometimes options to require that you do a video call with their team to authorize the movement or liquidation of assets/funds.