I am very susceptible to this kind of thing. Most of my life I have read articles about most tax shelters being dodgy, watched by the IRS, and concluded all I can really do is 401k and tax loss harvesting. But now that you mention it, this feels the same way as me not realizing all the effort people to to look better on camera, because they don't really talk about it. So I end up not competing in the areas of tax avoidance, presentability, or clout, giving those who kept their plans secret an even bigger advantage.