> Instead of giving someone just enough permissions to spend my money, I give them permissions to spend all of it
A peeve of mine is that the trust-until-a-screwup system is used in far more critical places than with a credit card. For instance, "DOT certification" of tires has no paper trail until people die.
If a tire fails while operating within its speed regime and before five years from manufacture, then it is to be reported to the DOT (US Department of Transportation). This usually only happens if the police are reporting on a fatal accident - most common citizens neither know that this option exists nor how to report it. If enough reports of a specific brand or type of tire come in, then the manufacturer (or importer) must provide proof of the testing done and pay some fines.
Many of the cheap Chinese tires are out of business (read: have changed business names) far before this critical last step could ever be reached, assuming that any reports were filed at all.
If a tire fails while operating within its speed regime and before five years from manufacture, then it is to be reported to the DOT (US Department of Transportation). This usually only happens if the police are reporting on a fatal accident - most common citizens neither know that this option exists nor how to report it. If enough reports of a specific brand or type of tire come in, then the manufacturer (or importer) must provide proof of the testing done and pay some fines.
Many of the cheap Chinese tires are out of business (read: have changed business names) far before this critical last step could ever be reached, assuming that any reports were filed at all.