So, M1 has been out for a while now, with HN doom and gloom about not being able to put enough memory into them. Real world usage has demonstrated far less memory usage than people expected (I don't know why, maybe someone paid attention and can say). The result is that 32G is a LOT of memory for an M1-based laptop, and 64G is only needed for very specific workloads I would expect.
Measuring memory usage is a complicated topic and just adding numbers up overestimates it pretty badly. The different priorities of memory are something like 1. wired (must be in RAM) 2. dirty (can be swapped) 3. purgeable (can be deleted and recomputed) 4. file backed dirty (can be written to disk) 4. file backed clean (can be read back in).
Also note M1's unified memory model is actually worse for memory use not better. Details left as an exercise for the reader.
Unified memory is a performance/utilisation tradeoff. I think the thing is it's more of an issue with lower memory specs. The fact you don't have 4GB (or even 2 GB) dedicated memory on a graphics card in a machine with 8GB of main memory is a much bigger deal than not having 8GB on the graphics card on a machine with 64 GB of main RAM.
Or like games, even semi-casual ones. Civ6 would not load at all on my mac mini. Also had to fairly frequently close browser windows as I ran out of memory.
I couldn't load Civ6 until I verified game files in Steam, and now it works pretty perfectly. I'm on 8GB and always have Chrome, Apple Music and OmniFocus running alongside.
