1) You're only 34, far too early to be thinking about retiring. It's ok to think about switching careers, though.
2) Quit blaming luck for your placement in the financial spectrum. Every generation has opportunities and pitfalls-- maybe yours just haven't shown themselves yet. (Maybe it's crypto? Maybe the next Amazon? Maybe just boring index funds? etc.) If you still feel sorry for yourself, just consider the people who came of age in 1915 or so. A world war, followed by a pandemic, followed by the great depression, followed by WWII!
3) If you truly hate your work, find something else. Maybe work a short while more, to pack away some money, but get out of it.
4) Consider strongly that your mental outlook might be influenced by Covid. Don't make a long-term change unless you have good reason to suspect you'd feel the same in the post-Covid world.
5) Good Luck to you. There's a bright future ahead for someone with your brains. You just have to make the right decisions to navigate towards it.
1) You're only 34, far too early to be thinking about retiring. It's ok to think about switching careers, though.
2) Quit blaming luck for your placement in the financial spectrum. Every generation has opportunities and pitfalls-- maybe yours just haven't shown themselves yet. (Maybe it's crypto? Maybe the next Amazon? Maybe just boring index funds? etc.) If you still feel sorry for yourself, just consider the people who came of age in 1915 or so. A world war, followed by a pandemic, followed by the great depression, followed by WWII!
3) If you truly hate your work, find something else. Maybe work a short while more, to pack away some money, but get out of it.
4) Consider strongly that your mental outlook might be influenced by Covid. Don't make a long-term change unless you have good reason to suspect you'd feel the same in the post-Covid world.
5) Good Luck to you. There's a bright future ahead for someone with your brains. You just have to make the right decisions to navigate towards it.