This comment really resonated with me, but I thought I'd tackle one point in particular:
Personally, I've felt that retirement is an outdated concept. Don't get me wrong, I'm planning for it, but I'm in no way expecting it to be entirely possible; not without some form of at least part-time work to support it.
Maybe this is a factor of my environment (3rd world country, but one you've heard of). I look at my parents (who are in the lucky position to be able to retire), my peers and their parents (who are often in a worse situation, but might be OK with part-time work, or with help from their children), and the general public I interact with (massive income disparity makes this a dream to most). We're also living longer on a generational level, so the "early" part becomes even more difficult to obtain.
Personally, I've felt that retirement is an outdated concept. Don't get me wrong, I'm planning for it, but I'm in no way expecting it to be entirely possible; not without some form of at least part-time work to support it.
Maybe this is a factor of my environment (3rd world country, but one you've heard of). I look at my parents (who are in the lucky position to be able to retire), my peers and their parents (who are often in a worse situation, but might be OK with part-time work, or with help from their children), and the general public I interact with (massive income disparity makes this a dream to most). We're also living longer on a generational level, so the "early" part becomes even more difficult to obtain.