i don't see any real security model here. online only is insecure by design. Hopefully for customers who stick around the user experience continues to be first class, at least, but I have my doubts about that as well. I don't know anything about this company or who makes the decisions, but as a user, in my opinion, 1password used to make every decision in a way that I would have considered correct. 1password made good decision after good decision after good decision as they grew as a company over the years. Every decision was user and security focused, and the product was consistently excellent. those days are over, apparently. from my perspective, there has been a massive shift in company/product values since the shift to the subscription service. I wish them well.