Good lord, yes. I just helped a relative of with poor credit find a place to live and it was only the luck of finding an understanding small time landlord that he isn’t homeless right now. I fear this is only going to get much worse in the future. Lots of places we applied to already automatically rejected him due to his credit score even though I offered to co-sign. Once the whole industry starts using these mechanisms to choose tenants, people with bad credit are screwed.