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Many European countries also charge negative interest rates. In Switzerland, where I live, bank balances above CHF 100K gets a flat -0.75% interest rate.

Just saying.




Since 1993, the Swiss inflation rate has been well below 2% in every year except 2008, so you'd still come out ahead compared to the US--assuming you weren't spending all your money on ATM fees.


Supply and demand.

Money supply is up and demand to put it in safe places (like Swiss bank accounts) is very high. German bonds went negative for this reason as well.




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