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I have a question: are there any "crypto-like" currencies?

I do see value in being able to instantly exchange tokens which are generally liquid and convertible to local currency, with low fees, internationally, and in denominations that make sense to, e.g., tip a blogger for a post you like. The US could regulate the heck out of it, and the Venezuelan or Tanzanian farmer could use it more laissez faire.

But none of that comes from the crypto aspect and PoW and untrusted decentralization. It could just be a non-profit with a DB and a public API.

Are there any coins out there trying this?



"Come buy my non-profit's company scrip" doesn't sound as appealing as "this could go waaaaay up in value, buy my speculation scam"




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