Hacker News new | past | comments | ask | show | jobs | submit login

If i’m correct you can get upwards of like 5-10% interest on those platforms?

Can you simply explain to me where that money comes from? That just seems like an absurd amount of interest. Considering the crypto/inflation hawk intersection, i’d presume people would be skeptical of all this “free” money?




If I'm not wrong, the average yearly ROI of something like S&P 500 has been around 7-8% over the last 70 years.

Since you're French as well, I can tell you that here it gives about 4-5% in yearly returns.

So it's not unheard of returns with traditional asset classes. As far as I'm aware, the money in that specific case comes from interests paid by those taking loans (from the funds that's you're putting out) or from staking rewards (in the case of staking cryptocurrencies using proof of stake).


EDIT : For France I meant real estate gives 4-5%, don't know why I skipped that.




Consider applying for YC's Fall 2025 batch! Applications are open till Aug 4

Guidelines | FAQ | Lists | API | Security | Legal | Apply to YC | Contact

Search: