> "What is freedom if not the ability to take advantage of opportunities?"

We probably have differing perspectives of what freedom means. Financial freedom to me means dedicating my time to doing things that enrich my lived experience.

> "Again, the correlation is obvious to anyone who actually uses this stuff"

I don't know if it is your intention, but I find that to be dismissive and unnecessary. I would appreciate the opportunity to discuss opposing viewpoints with civility.