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Servers at DigitalOcean $2500 per month. Paypal: Our last transfer to our bank account cost $1000 because PayPal takes a currency conversion fee of 3% from USD to SEK (that's in addition to the transaction fee) Intercom.io: ~$200 for the support package. Using the messaging automation would be ~$3000 per month...


Have you considered Wise. You get a “US” account that you could route (or wire money) into from PayPal. Wise only charges 40-50bps to convert to SEK.


We have Wise and used this as a workaround like you described. However, Paypal recently ”fixed” this loophole by charging 3% on USD to USD transfers. It’s insane.


+1, I've saved thousands by using Wise.


Are you still doing this? For us Paypal added a 3% transfer fee on USD to USD transfers. We’d really like to get this fixed, it’s killing us.


Take a look at Wise.com for currency


We have Wise and used this as a workaround like you described. However, Paypal recently ”fixed” this loophole by charging 3% on USD to USD transfers. It’s insane. Have you found a way around this?


Do you need Paypal? Wise offer bank accounts in different currencies.


No and yes. We have a couple of thousand subscription customers using Paypal, which is a pain to switch. It's forcing us to look into other payment providers (like Stripe, which so far, doesn't appear to be evil like Paypal)




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