The "solution" of installing an extension is a bit shortsighted. Google can and will just remove the possibility for extensions to block FLOC in the future, when it's deemed profitable to do so.
It's not profitable yet because people can still switch to other browsers. When chrome has a monopoly, they will be gone in a heartbeat.
Also, look into what chrome recently did to the APIs adblocker extensions use, even in the current market google is already making adblockers less potent in chrome.
