One thing is, crypto is at the intersection of many disciplines at once, tech/finance/economy/psychology/game theory, etc.
I'd if you try to start with a clean slate and no biases against it from the get go, spend some time researching and understanding it alonside what money is and it's history, etc. You'll probably start to see some usefulness to it.
I understand a lot of that stuff. I think the last 10 years have very thoroughly vindicated fiat currencies and central banking. The fact that we powered through the last financial crisis without inflation and the biggest pain was inflicted by austerity policies in Europe made it all pretty unequivocal. Crypto is powering close to zero of the mainstream economy. Nobody got a bitcoin bailout. The "money" isn't flowing. I've seen multiple big Wall Street banks say they're going to start using blockchains for whatever and fail to get any traction. It's great for avoiding taxes or buying drugs but I haven't seen any other practical application. The game theory aspect is probably very relevant. There's a lot of FOMO driving speculators into the frenzy.
> The fact that we powered through the last financial crisis without inflation...
If you trust those metrics, yes everything is perfect. Prices at grocery might not have inflated, but assets certainly have, real estate is crazy expensive, stock market P/E ratios have also exploded. For the working class whose income has relatively stayed stable, it means life is a lot harder.
The money is very much flowing in the crypto world, just look at DeFi, it has more or less the equivalent services available elsewhere, but everyone has access, you don't need trust, it has large volumes and billions of dollars in capital in these protocols.
It's great if you want a predictable global monetary system not controlled by any single entity. If you don't see any value in that (as in you really trust your gov and the politicians/bankers), I don't think there's anything I could tell you to convince you otherwise.
I'd if you try to start with a clean slate and no biases against it from the get go, spend some time researching and understanding it alonside what money is and it's history, etc. You'll probably start to see some usefulness to it.