Of course (though the spread will still hurt). But there's a limit on how much y...

		WalterBright on April 11, 2021 \| parent \| context \| favorite \| on: “Buy and Hold” No More: The Resurgence of Active T... Of course (though the spread will still hurt). But there's a limit on how much you can contribute to an IRA. A serious investor will find the IRA contribution limits make it inconsequential. You also wouldn't want to fund the IRA with money you'll need before 65.

you can have millions in an IRA if you had rolled over past 401ks etc.