Crypto is its own banking system but going from fiat to crypto falls within the current banking system, unless you're willing to buy crypto with bundles of cash and risk getting mugged.
Advanced Cash
AliPay
Cash Deposit
Chase QuickPay
Face to face (in-person)
Faster Payments
HalCash
Interac e-Transfer
Japan Zengin Furikomi
MoneyBeam (N26)
MoneyGram
National bank transfer
Perfect Money
Popmoney
PromptPay
Revolut
SEPA
SEPA Instant
Swish
Transfer with same bank
Transfer with specific banks
Uphold
US Postal Money Order
WeChat Pay
Western Union
Zelle
And no, I don't think they asked permission.
It's so funny. Whenever people say you can't do X with crypto, there is always something they don't know about that proves them wrong.
> unless you're willing to buy crypto with bundles of cash and risk getting mugged
I'm trying not to fall into a "Survivorship bias" here but I made 10s if not 100s of trades on LocalBitcoin years ago without issue. I wasn't meeting at people's houses or in some dark alley, I was in the Kroger (grocery store) parking lot or even inside Kroger or the Mall. I don't disagree with your point that fiat->crypto is not as easy as some people pretend it is but I just wanted to push back a little bit on the second part of your statement.