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You don’t have to speculate about this stuff. The OECD tracks out of pocket healthcare spending: https://www.oecd.org/health/health-systems/OECD-Focus-on-Out...

It’s a couple of hundred dollars a year more than Finland or Sweden, but nothing dramatic.

And the fees/co-pays are of course not the end of the road. People in Sweden and Finland pay a lot more taxes. They pay thousands of dollars more every year, even when they don’t get sick. Median after-tax disposable income, according to the OECD, is $14,000-16,000/year more in the US than Finland or Sweden.

Now, of course, Americans spend a significant part of that difference on deductibles, premiums, etc. But in most states it’s a few thousand dollars a year on average. https://www.commonwealthfund.org/publications/issue-briefs/2...




> It’s a couple of hundred dollars a year more than Finland or Sweden, but nothing dramatic.

In the sunny day scenario. Why can't you stop cherry-picking?

> And the fees/co-pays are of course not the end of the road. People in Sweden and Finland pay a lot more taxes

It's the end of the road with regards to the topic. point-of-service fees. Taxes are assumed already - you get something obvious in return, you do not need to worry about healthcare for you entire life, even if you've been unemployed for a long time.

> Median after-tax disposable income, according to the OECD, is $14,000-16,000/year more in the US than Finland or Sweden.

Given the US's lack of welfare services this also seem to be a sunny day scenario. Your costs for daycare, education, rents etc are significantly higher and require that kind of disposable income to just save up to. Furthermore, this is only relevant if you think that more disposable income somehow automatically translates to more happiness and quality-of-life, which we know that it doesn't beyond a certain point.




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