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>Biden is going to raise taxes

Biden campaigned on raising the corporate income tax rate from 21% back to 28%. If you have a stock market portfolio (including an IRA or 401(k)) and this proposal is enacted, it will adversely affect the value of your investments. It's also been tied to student loan forgiveness, so people without college degrees who are investing for retirement (and those who've paid off their degrees) will in effect be subsidizing those with student loan debt, which is a demographic that skews affluent:

>https://www.educationnext.org/mass-debt-forgiveness-not-prog...

>Households in the upper half of the income distribution hold more student debt than those in the lower half. The highest-income quartile of households owes about one-third of that debt; the lowest-income quartile owes about 12 percent. People who don’t go to college don’t have student debt. They have lower incomes and more constrained job opportunities than others.



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