That's honestly nobody's problem but your own. Set it to autorenew or buy it for a longer period of time. I bought 10 years up-front for my own domain.
Namecheap is quite a popular place to buy domains, isn't it?
(myname).xyz - 10 years - £85.29 / $110.15
(myname).com - 10 years - £69.87 / $90.24
(myname).net - 10 years - £98.40 / $127.08
In a world where many people are not able to afford food for themselves[0][1], this is hardly an alternative. At minimum wage ($7.25[2]), a single domain name would take about half a month to earn, assuming you have no other outgoings, which is very likely not the case.
This. One tip I might have learnt from here is to renew a domain for the maximum allowed period (usually 10 years), and then make it a habit to renew it once a year, back to the full ~10 years.
Someone else buys the domain after me? And steals all my online accounts? (Pwd reset emails)