Hacker Newsnew | past | comments | ask | show | jobs | submitlogin

oh, is it that easy?


Yes, because mortgage rate is essentally set by supply of funds buying mortgage bonds and demand of people getting mortgages.

The Central Bank could just buy the mortgage bonds by putting the mortgage on the asset side of the book and issuing currency on the liability side of the book. The Bank of Canada only does this to manipulate the overnight interest rate, on Government of Canada bonds. However, all rules have been thrown out the window these days.


It is that easy. Markets a booming, housing is booming, everything is booming because money of inflation by QE.

The cannot stop. At least not with the current currencies.


Ever heard of inflation? How can mortgage rates stay below inflation rates after massive money supply increases?




Consider applying for YC's Winter 2026 batch! Applications are open till Nov 10

Guidelines | FAQ | Lists | API | Security | Legal | Apply to YC | Contact

Search: