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>But there is no actual thing as "free" money

Yeah I get that. I feel like my reply might not have properly explained itself.

Nobody is applying a moral judgement to your comment (that I've seen at least), we're pointing out that yes, we know there is no such thing as free money in a grand sense. For most people on this board merchant fees aren't some unknown thing. We know this, and obviously McDonalds takes a tiny hit for the fees every time they refund a card transaction with cash.

It's free money to the person it happens to is what the commenters were saying. McDonalds refunds my card payment with cash, I get the credit card points and my money back. It's free money. To me. McDonalds taking a hit is irrelevant to me as I did not lose anything, I only gained. Hence free money. The context is important.



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