I depend on my phone for a lot more important aspects of my life than my laptop. Seems pretty obvious to me, there are apps for pretty much anything I could want to do, and I believe it's the more secure platform by far, plus I have it on me pretty much always.

What about when your computer is on Apple Silicon, and the stores (and their policies) have been merged?

For a huge amount of people, their phone is their only general computing device.