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If you don't work in the payments space, then there's a lot of entities that you're not aware of since their members/associates front them.

One fintech startup recently sold for $5 billion to VISA. They issused a PR statement that was completely false, but if you didn't work in payments you'd never know they didn't have 11,000+ clients (hint: that's the number of institutions in NACHA.)

https://en.wikipedia.org/wiki/ACH_Network

https://en.wikipedia.org/wiki/NACHA



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