Having been working on open banking for the past 12 months, I can see a lot of similarity and potential here. If I'm correct, you're trying to be true layer for Latin America.
Now question time, maybe a bit harsh but you need to think about it.
1. simple one, where is the user authentication flow?
2. the harsh one: as the same problem in OB, just curious what's your thought about building the trust between a third party (TPP or your client in your case) and the end-users? You know in the UK, even OB is relatively mature, you don't see many people willing to login to their bank account via a third party app, even though we all know it's very safe in the technological point of view. But trust is not something you can simply build with technology.
I totally agree with you. Trust is key. We work hand-in-hand with our partners to build this and educate the market as we grow. In general, all of our products, widgets, sdks, etc. are delivered completely white-label so that we can leverage the trust already existing between end-user and the fintech he/she is interacting with. We're also working with the regulator and other stakeholders to build and drive the education towards open banking for the market as a whole. It's a very long-term process :)
Now question time, maybe a bit harsh but you need to think about it.
1. simple one, where is the user authentication flow?
2. the harsh one: as the same problem in OB, just curious what's your thought about building the trust between a third party (TPP or your client in your case) and the end-users? You know in the UK, even OB is relatively mature, you don't see many people willing to login to their bank account via a third party app, even though we all know it's very safe in the technological point of view. But trust is not something you can simply build with technology.