But why wouldn't you want to send or receive money using your bank? Isn't that what it is for? As a non-US person this seems really strange to me (but so is the concept of cheques and tip-based income).
I'm used to using the bank, the apps they have and de debit cards they provide (and now also Apple Pay) to send and receive money instantly every day, and there are on average ~10 instant transfers daily to both other private accounts or businesses to pay for things.
Perhaps this is an exotic or luxury position, or there is some unseen cost to this, but I'm not aware of that at this point.
I'm used to using the bank, the apps they have and de debit cards they provide (and now also Apple Pay) to send and receive money instantly every day, and there are on average ~10 instant transfers daily to both other private accounts or businesses to pay for things.
Perhaps this is an exotic or luxury position, or there is some unseen cost to this, but I'm not aware of that at this point.