There are 14 million millionaire households in the US, about 11% of all households. You are more likely to be part of a millionaire household than be left handed. A million dollars is not a lot of money in 2019.
Yes, but if you aren't a millionaire now, you are unlikely to become one.
Less unlikely than 3 decades ago, but the chance of a (lower) middle class person becoming a millionaire, and especially a liquid (non-retirement+primary home) millionaire, which is the kind of thing we think of when we say millionaire, is exceedingly low.
