I opted for the credit monitoring and later my wife opted for the $125... since we have all the same accounts, we should be covered either way. But how do we check the status of the credit monitoring? I didn't receive any emails or anything...
That's a false assumption. Credit monitoring is not about monitoring the accounts your currently have, that's covered be there lenders insurance. It's too cover new accounts under your name, which you didn't actually sign up for. Assuming you are covered because your wife has monitoring is a false sense if security. If your identity is stolen, the account will be under your name only, not both
