And in the end it’s the user who will suffer the most from it. Giving my payment details to google was acceptable but if it actually continues in that direction soon you have to feed every third grade company with it.
What the hell does "third grade company" even mean? Tinder probably respects your privacy more than Google.
Unless you're referring to worries about giving out your payment information to "random sites"? If so, that's dumb because it's 2019 and there are tons of dedicated secure payment processors out there. Very few companies would even be willing to process payments themselves.
Any effort to take power away from Google's iron grip on the internet is good unless you're a Google employee or shareholder.
I'm not so sure about that. I bet Tinder would love to share your data with the other IAC properties. (IAC owns Match, Tinder, OKCupid, Plenty of Fish, and others...)
As a user I would much rather give my actual payment information to a few companies, like Google but ideally this would be my financial institution, who will proxy payments to various 3rd parties on my behalf.
The only thing that the actual vendor should see is a purchase from "a Discover customer."
Hell, for most online transactions I would like to proxy the whole thing. If I could give money to someone to buy things on my bealf and put their name, address, and shipping info instead of mine and then ship it to me I absolutely would every single time.
Have you bought anything online in the past two decades? Because pretty much every online store uses a third party who processes the payment information on their behalf. Your CC info never goes to the seller. Examples are PayPal, Stripe, Braintree, Dwolla, etc.
> soon you have to feed every third grade company with it
Many payments on the web are done by handing over payment card details and trusting the merchant to bill the correct amount.
The alternative is to use a middle-man like PayPal.
It's absurd that the banks and credit card companies haven't come up with a better solution than handing over your card details and taking it on trust, but here we are, and online sales are doing fine.
Right but if a company has a buy with Google/Amazon/PayPal/Apple button you better believe I'm taking that option immediately over giving yet another random company that I trust less than a 2am gyro cart unfettered access to my credit card details.
The real kicker being that you aren't just trusting their honesty, you're trusting their long-term data security.
It's a regular occurrence for companies of all sizes to fail to protect customers' payment card information. For some reason, no-one talks about how preposterous is it that we still handle many online payments through total trust.
Little comfort knowing your card details will eventually expire, especially considering that they no longer really do [0]
As you say, far better to go the PayPal route, despite their considerable problems [1]
Privacy concerns me but security & convenience concern me more, especially for credit card data which I’m already giving to a giant entity that resells it.
There's also a potential upside of dealing with individual apps if they run up fraudulent charges: you're not putting your Google account in jeopardy because of a charge back.
Granted, Google probably is quite supportive of users vs app vendors, but the risk of losing their Google account is gigantic for many users, and there's no useful way to appeal (unless you happen to be in luck, your complaint goes viral and somebody from Google manually intervenes).
