Why would the overlay need to be with the board that had a coating? Buy two boards, cover the parts on one board that are silver, shoot IR. Use second board for visible wavelength photo, combine for a beautiful overlay result.
Wouldn't that change the heat dissipation characteristics and skew the results? Is a metal surface coated with epoxy exactly the same (from transmission, convection and radiation point of views) as a naked metal surface?
Many IR cameras have actually two cameras, a normal optical one with high resolution (~10^3 x 10^3), and the IR one (microbolometer) which is low resolution (~10^2 x 10^2). They ensemble the two pictures later and produce these results.
I have the cheaper Seek imager, which just has a low res IR camera. Can’t afford the fancy tools where not needed! I mostly use it to check the house for air leaks and thermal issues.